xPrivFi
Last updated: 05 December 2025 — Whitepaper v2.0
Whitepaper

A Minimal & Deterministic Blockchain

xPrivFi is a transparent Layer-1 blockchain designed around fixed supply, predictable rules, and a fair, human-friendly mining model. The system avoids unnecessary complexity and prioritizes clarity, security, and longevity.

1. Introduction

xPrivFi is built on a simple idea: a digital system should remain understandable, auditable, and fair. The protocol avoids complex execution layers, hidden balance systems, or cryptographic mechanisms that obscure supply or verification.

At its core, xPrivFi combines:

2. Layer-1 Design

The Layer-1 blockchain is intentionally minimalistic. Every balance, transaction, and state update is visible and validated by all nodes. There are no smart contracts, no hidden state, and no private pools.

The protocol is intentionally limited to ensure long-term stability and ease of verification for both humans and machines.

3. HexGrid: Human-Scale Mining

HexGrid is a Layer-2 mining model designed to favour time and participation over compute power. It distributes 500,000 XPF over ~6.66 years through predictable, verifiable rounds.

HexGrid runs off-chain but settles rewards directly onto the transparent Layer-1 ledger.

4. Privacy Model

xPrivFi is transparent by default. The protocol does not use shielded balances, encrypted commitments, nullifiers, or zero-knowledge circuits. All on-chain supply and activity remain visible and auditable.

Privacy in xPrivFi focuses on wallet-level tools that do not affect consensus or hide supply:

This approach keeps the core protocol simple and bulletproof while giving users optional, minimal privacy features.

5. Economic Model

The system uses a fixed supply with predictable distribution. The Layer-1 chain mints no new coins after genesis. All mining rewards come from the predefined HexGrid pool.

6. Reference Node

The official node implementation is written in Go. It provides the full protocol: block validation, transaction execution, state updates, networking, and RPC.

7. Ecosystem

xPrivFi connects conceptually to several independent projects that share a principle-driven design approach.

These projects do not modify XPF’s consensus, supply, or mining model.

Download Full Whitepaper

A full PDF version of this whitepaper is available for download. It includes diagrams, additional commentary, and a clean printable format.

📘 Download Whitepaper v3.0 (PDF)

This whitepaper describes implemented components and long-term design intent. Nothing in this document constitutes a financial promise, guarantee, or commitment to deliver future features.